We charge you nothing unless we win! So why wouldn’t you have an attorney on your side?  The insurance adjusters handle hundreds if not thousands of cases every year and are very experienced in handling claims.  How many claims have you handled? Most clients do not understand their legal rights and insurance companies have no legal duty to advise you of your rights.  These insurance companies report to wall street. They do not report to you.  They increase their profits by not paying you what you are due.